India’s First PIN Code Based

Fintech Franchise & B2B Super App

NinePay is a B2B fintech franchise platform offering exclusive PIN code rights and multiple high-income services through one powerful Super App, helping partners build a stable and scalable digital business.

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Overview

One App Multiple Businesses

Lifetime Income Opportunities

Partners don’t just use NinePay — they build a complete service centre, a digital business hub, and a financial ecosystem for their entire PIN code, creating long-term, recurring income and local market leadership.

Banking Services

Upgrade your outlet with smart digital banking solutions

Turn your shop into a trusted local banking point with NinePay. Offer essential services like cash withdrawal, deposit, money transfer, Aadhaar Pay, and mini statements from one secure platform. Build daily footfall, customer trust, and steady recurring income across your PIN code.

Bill Payment Services

Become the daily-need payment hub for your area

Enable quick mobile recharges, DTH services, and utility bill payments through NinePay. Serve electricity, water, gas, broadband, FASTag, and more from a single app. Earn instant commissions while making your outlet a daily-use digital service centre.

Insurance Services

Offer reliable insurance services with assured earnings

Help customers secure health, vehicle, life, and device insurance using NinePay. Sell policies easily without paperwork and earn fixed commissions on every successful sale. Position your outlet as a trusted insurance support point for your locality.

Travel Services

Start a profitable travel booking service from your shop

Offer bus, train, and flight ticket bookings through NinePay from one platform. Help customers plan travel easily while earning commissions on every booking. Increase footfall and diversify your income with trusted travel services.

Cash Management Services

Manage cash flow efficiently with secure collection systems

Convert your outlet into a cash deposit and collection point with NinePay CMS. Accept cash for EMIs and financial payments and credit them instantly through a secure digital system. Earn commissions even during non-banking hours and holidays.

Small Denomination Management

Solve daily cash problems and earn consistently

Support local markets and high-cash businesses by managing small currency denominations with NinePay. Help circulate small notes efficiently while creating a steady daily income stream. A practical service that solves real cash challenges in your area.

Government / CSC Services

Deliver essential government services as a digital seva kendra

Assist customers with PAN cards, passports, driving licences, voter ID, and other government services using NinePay. Simplify applications and updates while earning service income. Build trust by offering reliable citizen services locally.

Legal & Business Services

Support businesses with essential legal and compliance solutions

Provide business registration, GST, MSME, company incorporation, and documentation services through NinePay. Help startups and small businesses meet compliance needs while earning professional service income from one unified platform.

Why NinePay? 3 Powerful Income Models

Build lifetime income with a scalable B2B & B2C fintech ecosystem

Lifetime B2C Network Income

High-Yield CMS Income Model

Super App Multi-Business Income

Secure & Scalable Fintech Ecosystem

Built on a secure and scalable fintech infrastructure, the ecosystem is strengthened by BBPS integration, bank-grade security standards, advanced partner dashboards, and real-time analytics. These systems ensure safe transactions, transparent operations, and complete control over business performance.

With instant settlement systems, dedicated partner support, and structured training programs, the platform enables smooth daily operations and faster financial growth. A strong Distributor and Super Distributor network further enhances reach and stability, creating a reliable foundation for long-term partner success.

Planned PIN Codes
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Financial Services
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Income Models
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Verticals in One App
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NinePay Advantage

Build lifetime income with a scalable B2B & B2C fintech ecosystem

Pan-India network reaching customers across 19,000+ PIN codes nationwide.

Instant settlements with fast, smooth, and reliable transaction processing.

Smart dashboard to track earnings, reports, and business performance easily.

High commission model for stable income and long-term business growth.

Dedicated expert support with training for smooth and confident operations.

Bank-level advanced security ensuring safe, trusted, and compliant transactions.

Join the NinePay network and start earning today.

Offer banking and digital services from one platform and grow your income. No working capital required—just simple onboarding, smart tools, and daily earning opportunities.

Join As Agent

Join a growing distributor network and unlock higher monthly earnings

Grow your income by managing and supporting a network of NinePay retailers. Earn commissions through digital services without the need for a physical office, staff, or daily operations.

Join As Distributor

Lead your district. Build a network. Grow your income with NinePay

Take your business to the next level by leading NinePay operations in your district. Use your local network to onboard and support partners while earning attractive commissions—fully digital and hassle-free.

Join As Franchise

Our Partners

Build lifetime income with a scalable B2B & B2C fintech ecosystem

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